FINANCING FEES

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Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

Swaps and Rollovers
CURRENT SWAPS

Swap rates by product

Symbol Long Short
AUDCAD -3.991 -0.679
AUDCHF 2.819 -6.905
AUDCNH -140.127 -120.127
AUDDKK -21.831 -21.831
AUDHKD -110.852 -118.552
AUDJPY 5.046 -15.044
AUDNZD -6.093 0.631
AUDSGD -16.199 -20.919
AUDUSD -3.528 0.767
CADCHF 3.483 -9.866
CADJPY 12.828 -18.606
CADSGD -3.241 -11.811
CHFJPY 1.560 -10.790
CHFNOK -56.968 -56.968
CHFPLN -20.994 -20.994
CHFSGD -16.642 0.075
CNHJPY -16.857 -22.697
EURAUD -4.109 -1.407
EURCAD -6.309 1.452
EURCHF 3.446 -9.563
EURCZK -22.237 -22.237
EURDKK -65.405 -65.405
EURGBP -4.984 0.772
EURHKD -102.504 -98.904
EURHUF -34.310 -34.310
EURILS -10.993 -10.993
EURJPY 8.228 -23.158
EURMXN -481.540 178.737
EURNOK -75.479 -38.184
EURNZD -21.423 -8.841
EURPLN -57.709 -18.279
EURRUB -8.743 -8.743
EURSEK -62.377 -65.393
EURSGD -21.433 -26.433
EURTRY -4461.727 2282.873
EURUSD -6.580 2.655
EURZAR -33.174 6.809
GBPAUD 1.290 -9.078
GBPCAD -1.737 -4.088
GBPCHF 9.968 -14.422
GBPCNH -145.176 -159.276
GBPDKK -76.650 -76.650
GBPHKD -87.636 -148.436
GBPJPY 17.050 -34.387
GBPNOK -49.762 -94.668
GBPNZD -10.034 -8.114
GBPPLN -43.841 -43.841
GBPSEK -97.758 -192.458
GBPSGD -20.388 -35.788
GBPTRY -354.845 -354.845
GBPUSD -5.155 -2.001
GBPZAR -16.063 -16.063
HKDCNH -96.478 -96.478
HKDJPY -11.769 -16.369
MXNJPY -9.964 -15.623
NOKJPY 0.118 -3.482
NOKSEK -3.293 -6.690
NOKSGD -17.837 -17.837
NZDCAD -1.771 -3.611
NZDCHF 4.286 -7.831
NZDCNH -115.788 -135.788
NZDJPY 11.200 -16.762
NZDSGD -13.984 -23.084
NZDUSD -1.946 -0.434
PLNJPY -3.362 -3.362
SEKJPY 0.345 -2.884
SGDJPY 0.471 -21.489
TRYJPY 2.641 -7.649
USDAED -3.112 -3.912
USDCAD -0.195 -3.679
USDCHF 6.604 -12.555
USDCNH -13.567 -23.126
USDCZK -20.827 -20.827
USDDKK -61.259 -61.259
USDHKD -65.093 -123.093
USDHUF -32.137 -32.137
USDILS -51.412 -51.412
USDJPY 13.111 -27.387
USDMXN -388.307 104.663
USDNOK -27.866 -79.008
USDPLN -47.027 -41.937
USDRUB -211.365 -211.365
USDSAR -32.886 -32.886
USDSEK -50.884 -139.557
USDSGD -11.397 -26.797
USDTHB 0.000 0.000
USDTRY -4169.943 1699.857
USDZAR -198.095 28.205
XAGEUR -4.755 1.395
XAGUSD -5.969 2.816
XAUEUR -42.165 6.855
XAUTRY -11060.110 5657.120
XAUUSD -35.345 19.004
XPDEUR -2.592 -10.574
XPDUSD -7.026 -7.026
XPTEUR -2.426 -9.896
XPTUSD -6.576 -6.576
Latest update was at 12/04/2024
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HOW DO I CALCULATE SWAPS & ROLLOVERS?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD


If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT5 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT5 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT5 as 30 (3*10).

In the event of a holiday, the value dates roll in line with market convention. 

If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT5 points (10pts/day). We quote “13.33” as MT5 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Financing Fees FAQs

How do I fund my trading account?

You can deposit and withdraw funds securely into your Equiti Account with credit cards, eWallets, bank transfers, local solutions and crypto wallets. Learn more about our funding methods on our Deposits & Withdrawals page.

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