FINANCING FEES

Know our financing fees

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

Swaps and Rollovers
CURRENT SWAPS

Swap rates by product

Symbol Long Short
AUDCAD -3.684 -0.852
AUDCHF 2.332 -6.224
AUDCNH -99.039 -149.039
AUDDKK -21.471 -21.471
AUDHKD -108.102 -112.702
AUDJPY 5.126 -14.863
AUDNZD -5.889 0.783
AUDSGD -16.523 -19.993
AUDUSD -4.016 1.265
CADCHF 2.795 -8.986
CADJPY 12.688 -18.367
CADSGD -3.542 -10.652
CHFJPY 3.808 -12.407
CHFNOK -57.343 -57.343
CHFPLN -21.628 -21.628
CHFSGD -16.050 0.472
CNHJPY -17.537 -20.797
EURAUD -4.185 -1.350
EURCAD -6.083 1.132
EURCHF 3.331 -9.207
EURCZK -22.216 -22.216
EURDKK -65.354 -65.354
EURGBP -5.174 0.825
EURHKD -98.898 -91.898
EURHUF -34.525 -34.525
EURILS -10.564 -10.564
EURJPY 8.390 -23.445
EURMXN -532.367 206.002
EURNOK -72.052 -40.386
EURNZD -21.460 -8.494
EURPLN -59.175 -18.155
EURRUB -8.644 -8.644
EURSEK -59.136 -65.311
EURSGD -26.565 -27.765
EURTRY -4458.802 2980.798
EURUSD -6.853 2.861
EURZAR -37.880 13.051
GBPAUD 1.448 -9.298
GBPCAD -1.211 -4.632
GBPCHF 9.080 -13.478
GBPCNH -70.661 -200.161
GBPDKK -76.345 -76.345
GBPHKD -82.587 -140.587
GBPJPY 17.221 -34.536
GBPNOK -43.569 -99.039
GBPNZD -9.713 -8.231
GBPPLN -44.245 -44.245
GBPSEK -91.242 -185.242
GBPSGD -22.020 -34.820
GBPTRY -346.932 -346.932
GBPUSD -2.966 -1.004
GBPZAR -16.618 -16.618
HKDCNH -95.927 -95.927
HKDJPY -11.340 -16.040
MXNJPY -9.373 -14.947
NOKJPY 0.210 -3.490
NOKSEK -3.334 -6.385
NOKSGD -18.107 -18.107
NZDCAD -1.548 -3.749
NZDCHF 3.872 -7.314
NZDCNH -86.978 -156.978
NZDJPY 11.392 -16.764
NZDSGD -14.464 -22.264
NZDUSD -1.395 -1.012
PLNJPY -3.304 -3.304
SEKJPY 0.360 -2.946
SGDJPY 1.636 -21.964
TRYJPY 3.728 -7.412
USDAED -4.438 -4.438
USDCAD -1.412 -6.012
USDCHF 6.490 -10.985
USDCNH 54.808 -93.129
USDCZK -20.546 -20.546
USDDKK -60.441 -60.441
USDHKD -61.004 -115.504
USDHUF -31.930 -31.930
USDILS -48.879 -48.879
USDJPY 12.420 -26.697
USDMXN -417.847 126.013
USDNOK -25.622 -79.072
USDPLN -48.084 -41.174
USDRUB -211.365 -211.365
USDSAR -32.879 -32.879
USDSEK -49.182 -133.705
USDSGD -12.907 -25.897
USDTHB -315.327 -315.327
USDTRY -4059.376 2280.524
USDZAR -357.171 -37.071
XAGEUR -3.632 1.058
XAGUSD -4.788 2.194
XAUEUR -36.017 6.293
XAUTRY -9374.896 6134.004
XAUUSD -33.703 18.697
XPDEUR -2.354 -9.109
XPDUSD -6.187 -6.187
XPTEUR -13.985 2.431
XPTUSD -18.505 6.025
Latest update was at 01/03/2024
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HOW DO I CALCULATE SWAPS & ROLLOVERS?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If US30 is subject to costs of 0.75 for short and -3.25 for long, and your open position for one week has 1 lot (100,000 USD):
Long Charge for 1 week: - 3.25 x 7 = USD -22.75

Short Credit for 1 week: -0.75 x 7 = USD -5.25

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If GBPUSD is subject to costs of 1.96 for short and -4.32 for long, and you have traded 1 lot (100,000 GBP).

Long Charge for 1 week: - 4.32 x 7 = USD -30.24

Short Credit for 1 week: 1.96 x 7 = USD +13.72

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT5 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT5 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT5 as 30 (3*10).

In the event of a holiday, the value dates roll in line with market convention. 

If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT5 points (10pts/day). We quote “13.33” as MT5 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Financing Fees FAQs

How do I fund my trading account?

You can deposit and withdraw funds securely into your Equiti Account with credit cards, eWallets, bank transfers, local solutions and crypto wallets. Learn more about our funding methods on our Deposits & Withdrawals page.

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