FINANCING FEES

Know our financing fees

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

Swaps and Rollovers
CURRENT SWAPS

Swap rates by product

Symbol Long Short
AUDCAD -2.207 -2.697
AUDCHF 3.186 -7.463
AUDCNH -113.426 -133.426
AUDDKK -22.001 -22.001
AUDHKD -118.809 -116.509
AUDJPY 6.149 -17.465
AUDNZD -7.046 1.634
AUDSGD -17.183 -20.913
AUDUSD -1.832 -1.260
CADCHF 3.058 -9.322
CADJPY 12.447 -19.245
CADSGD -4.475 -9.825
CHFJPY 1.346 -12.285
CHFNOK -58.579 -58.579
CHFPLN -21.262 -21.262
CHFSGD -18.319 2.382
CNHJPY -17.255 -21.925
EURAUD -6.178 0.359
EURCAD -6.391 1.436
EURCHF 3.441 -9.777
EURCZK -22.120 -22.120
EURDKK -65.412 -65.412
EURGBP -5.615 1.320
EURHKD -122.082 -82.282
EURHUF -34.286 -34.286
EURILS -10.897 -10.897
EURJPY 7.906 -24.602
EURMXN -565.804 212.330
EURNOK -118.383 -54.582
EURNZD -23.501 -6.679
EURPLN -61.452 -14.952
EURRUB -8.405 -8.405
EURSEK -61.531 -66.915
EURSGD -24.352 -24.032
EURTRY -5279.222 3005.778
EURUSD -6.047 2.013
EURZAR -42.188 12.324
GBPAUD 0.172 -8.645
GBPCAD -0.466 -5.738
GBPCHF 10.303 -15.130
GBPCNH -94.359 -161.959
GBPDKK -77.681 -77.681
GBPHKD -103.704 -138.104
GBPJPY 18.633 -38.424
GBPNOK -89.678 -129.504
GBPNZD -10.871 -7.426
GBPPLN -44.666 -44.666
GBPSEK -62.617 -181.899
GBPSGD -18.204 -31.804
GBPTRY -375.371 -375.371
GBPUSD -1.274 -3.041
GBPZAR -43.405 2.495
HKDCNH -97.061 -97.061
HKDJPY -11.887 -17.087
MXNJPY -9.377 -14.691
NOKJPY 0.078 -3.522
NOKSEK -4.388 -10.117
NOKSGD -17.637 -17.637
NZDCAD -1.456 -3.776
NZDCHF 4.615 -8.064
NZDCNH -96.960 -136.960
NZDJPY 12.100 -18.468
NZDSGD -14.664 -22.164
NZDUSD -1.158 -1.675
PLNJPY -3.500 -3.500
SEKJPY 0.226 -3.018
SGDJPY 1.706 -23.694
TRYJPY 3.439 -8.471
USDAED -4.063 -4.063
USDCAD -1.386 -5.726
USDCHF 6.390 -12.568
USDCNH -5.449 -38.108
USDCZK -20.325 -20.325
USDDKK -60.104 -60.104
USDHKD -75.812 -111.312
USDHUF -31.503 -31.503
USDILS -50.067 -50.067
USDJPY 12.575 -28.277
USDMXN -425.270 109.730
USDNOK -70.798 -108.598
USDPLN -47.240 -40.730
USDRUB -211.365 -211.365
USDSAR -32.884 -32.884
USDSEK -42.909 -145.552
USDSGD -12.368 -25.428
USDTHB 0.000 0.000
USDTRY -4736.857 2232.543
USDZAR -269.190 77.410
XAGEUR -4.670 1.330
XAGUSD -6.194 3.110
XAUEUR -41.391 6.329
XAUTRY -12905.818 7287.412
XAUUSD -39.900 16.813
XPDEUR -1.731 -9.528
XPDUSD -6.107 -6.107
XPTEUR -46.074 28.149
XPTUSD -54.550 35.070
Latest update was at 19/07/2024
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HOW DO I CALCULATE SWAPS & ROLLOVERS?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD


If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT5 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT5 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT5 as 30 (3*10).

In the event of a holiday, the value dates roll in line with market convention. 

If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT5 points (10pts/day). We quote “13.33” as MT5 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Financing Fees FAQs

How do I fund my trading account?

You can deposit and withdraw funds securely into your Equiti Account with credit cards, eWallets, bank transfers, local solutions and crypto wallets. Learn more about our funding methods on our Deposits & Withdrawals page.

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