EQUITI FINANCING FEES

Know our financing costs for trading

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

financing fees hero
Symbol Long Short
AUDCAD 1.003 -7.745
AUDCHF 3.315 -7.320
AUDCNH -81.865 -141.865
AUDDKK -21.327 -21.327
AUDHKD -85.479 -126.079
AUDJPY 2.170 -12.829
AUDNZD 1.109 -9.341
AUDSGD -11.744 -24.324
AUDUSD -3.121 -0.265
CADCHF -1.184 -7.470
CADJPY 0.942 -9.717
CADSGD -4.875 -9.975
CHFJPY -7.820 -3.541
CHFNOK -218.877 67.323
CHFPLN -87.090 23.610
CHFSGD -13.346 -4.460
CNHJPY -19.457 -19.469
EURAUD -12.556 4.229
EURCAD -7.275 -7.171
EURCHF 1.106 -7.902
EURCZK -21.851 -21.851
EURDKK -65.312 -81.812
EURGBP -7.163 2.187
EURHKD -95.848 -84.148
EURHUF -34.489 -34.489
EURILS -10.376 -10.376
EURJPY -3.143 -13.527
EURMXN -577.560 81.891
EURNOK -125.651 -1.496
EURNZD -5.518 -5.066
EURPLN -65.450 -11.730
EURRUB -13.850 -13.850
EURSEK -61.048 -72.215
EURSGD -20.841 -28.941
EURTRY -12831.144 -5115.244
EURUSD -9.920 4.455
EURZAR -38.349 13.846
GAUCNH -0.985 -0.074
GAUUSD -1.926 0.870
GBPAUD -5.349 -5.436
GBPCAD 5.398 -15.229
GBPCHF 8.923 -13.979
GBPCNH -46.661 -187.561
GBPDKK -28.393 -142.193
GBPHKD -52.501 -153.801
GBPJPY 8.498 -27.841
GBPNOK -77.731 -78.588
GBPNZD -0.609 -24.784
GBPPLN -55.987 -48.087
GBPSEK -44.322 -190.391
GBPSGD -10.893 -38.493
GBPTRY -14297.336 -6118.236
GBPUSD -4.106 -0.924
GBPZAR -34.159 1.201
HKDCNH -94.665 -94.665
HKDJPY -13.493 -15.593
KAUCNH -98.535 -7.364
KAUUSD -1926.479 869.636
MXNJPY -10.335 -13.637
NOKJPY -0.078 -3.278
NOKSEK 0.189 -10.612
NOKSGD -18.178 -18.178
NZDCAD -4.666 -5.501
NZDCHF 0.551 -4.561
NZDCNH -93.745 -113.745
NZDJPY 0.682 -7.894
NZDSGD -16.181 -21.381
NZDUSD -4.836 0.961
PLNJPY -3.757 -3.757
SEKJPY -0.804 -2.175
SGDJPY -10.046 -15.646
TRYJPY 1.040 -5.300
USDAED -3.019 -3.019
USDCAD 6.110 -11.529
USDCHF 4.816 -11.235
USDCNH 44.178 -79.322
USDCZK -19.111 -27.011
USDDKK -19.659 -105.259
USDHKD -37.317 -113.317
USDHUF -86.669 -42.269
USDILS -5.890 -0.890
USDJPY 5.050 -20.471
USDMXN -354.350 15.650
USDNOK -53.176 -55.152
USDPLN -44.461 -37.671
USDRUB -235.248 -235.248
USDSAR 0.000 0.000
USDSEK -32.067 -143.826
USDSGD -10.244 -30.644
USDTHB -282.674 -282.674
USDTRY -4639.065 1575.965
USDZAR -203.901 61.299
XAGEUR -6.047 -2.187
XAGUSD -9.525 1.045
XAUAED -227.975 97.167
XAUAUD -91.606 52.284
XAUCNH -341.271 -48.151
XAUEUR -54.916 -5.006
XAUGBP -53.480 24.270
XAUJPY -37.765 -5.023
XAUTRY -48416.552 -18091.752
XAUUSD -65.938 42.042
XPDEUR -11.995 -17.090
XPDUSD -24.252 -9.342
XPTEUR -23.896 -26.045
XPTUSD -36.334 -21.464
Latest update was at 28/11/2025
MULTI-ASSET GLOBAL BROKER

Trade up. Switch to Equiti today.

HOW DO I CALCULATE ROLLOVER & SWAP FEES?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD

If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT4 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT4 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT4 as 30 (3*10). 

In the event of a holiday, the value dates roll in line with market convention.


If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT4 points (10pts/day). We quote “13.33” as MT4 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Frequently asked questions

What do rollover costs mean?

The financing cost for your CFD trade is referred to as ‘rollover.' This is the interest paid depending on the size of the position and for holding a position at 23:59 server time (server time is New York time). For index CFDs, any dividend adjustments issued are included in the rollover amount as well.

The formula for trading costs is as follows:

Closing Price of the Index * the interest rate / 100 / Number of Days +/- Dividends * Trade Size.

Pay attention to open positions on Fridays. If you hold a position over the weekend, the rollover is 3 times as you’ll be unable to close a position until the markets open on Monday AM.

To avoid rollover charges, make sure to close any open positions before 23:59 server time (server time is New York time).

A pip, short for ‘point in percentage’, is a very small measure of change in a currency pair in the forex market. It can be measured in terms of the quote or the underlying currency. A pip is a standardised unit for the smallest amount by which a currency quote can change. It is usually $0.0001 for USD-related currency pairs. A fractional pip or point is equivalent to 1/10 of a pip. There are 10 points to every 1 pip.

The basic contract unit of the Retail Foreign Exchange is called a ‘lot’.

The standard lot size is 100,000 units of the base currency (1st currency in the currency pair), however you can also trade multiples or fractions of lots. The minimum at Equiti is 0.01 lot.

Example: Buying 1 lot on the GBP/USD market is the equivalent to buying £100,000 and selling the equivalent amount of USD at the current rate.


Lot Size              Units of base currency (First currency)


1                            100,000


0.1                         10,000


0.01                       1,000

We offer leverage through the use of margins, where we provide borrowed funds from our deep liquidity pool to increase your trading position. This means traders can increase their market exposure by paying a fraction of the initial investment. In practice, 1:20 leverage means you can invest $10 and trade with $200 - allowing for higher potential gains AND losses. Make sure you understand your risk appetite. Try to minimise your losses by using stop-loss tools or other risk management strategies.

We offer up to 1:500 leverage on selected products including precious metals, gold, oil & natural gas commodity CFDs.

CFDs or ‘contracts for difference’ are derivative products designed so that you can trade on the price change of an underlying asset.

This means you can trade on the price movements or performance of assets without needing to own them outright - which allows you to go long or short and potentially benefit from either rising or falling markets.

Start trading

You can also trade CFD indices such as the US500, UK100, AUS200, China50 & Sing30.


Start trading index CFDs

Different fees may apply to your positions depending on your account type, the symbol you're trading, and other factors.

Admin fees, for example, may apply if your positions are held open beyond the specified grace period. The exact fee will vary based on the symbol you're trading.

For a detailed breakdown of all applicable fees, please refer to the list here.

Explore more with Equiti

Products Hero

Products

Browse FX, indices, shares, commodities, futures, crypto & ETF CFDs.

Platforms

Platforms

Find the right trading platform for your needs - we offer MT4 and MT5.

SCA All Accounts

Accounts

Experienced or beginners - find the right account for you.