EQUITI FINANCING FEES

Know our financing costs for trading

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

financing fees hero
Symbol Long Short
AUDCAD 1.411 -6.075
AUDCHF 3.668 -7.114
AUDCNH -78.829 -127.829
AUDDKK -20.097 -20.097
AUDHKD -86.350 -117.410
AUDJPY 1.952 -11.926
AUDNZD 0.775 -6.727
AUDSGD -12.915 -23.795
AUDUSD -3.110 0.204
CADCHF 0.916 -6.266
CADJPY 2.447 -8.277
CADSGD -5.379 -9.669
CHFJPY -8.727 -1.477
CHFNOK -212.346 78.404
CHFPLN -80.613 31.587
CHFSGD -16.630 -3.439
CNHJPY -19.169 -19.186
EURAUD -11.640 4.716
EURCAD -3.612 -1.877
EURCHF 1.843 -7.797
EURCZK -21.209 -21.209
EURDKK -61.068 -77.858
EURGBP -7.149 2.793
EURHKD -100.367 -73.547
EURHUF -33.705 -33.705
EURILS -10.274 -10.274
EURJPY -3.347 -12.392
EURMXN 0.000 0.000
EURNOK -122.581 9.803
EURNZD -5.795 -1.134
EURPLN -64.881 -10.101
EURRUB -13.474 -13.474
EURSEK -51.382 -69.923
EURSGD -23.509 -29.009
EURTRY -6516.847 1856.563
EURUSD -9.915 5.023
EURZAR -37.671 14.531
GAUCNH -0.975 0.046
GAUUSD -1.842 0.732
GBPAUD -3.692 -5.415
GBPCAD 6.170 -12.548
GBPCHF 9.888 -13.940
GBPCNH -48.591 -168.271
GBPDKK -21.921 -136.531
GBPHKD -56.021 -141.531
GBPJPY 8.593 -26.749
GBPNOK -70.396 -68.891
GBPNZD -0.275 -20.872
GBPPLN -48.090 -41.090
GBPSEK -29.659 -189.816
GBPSGD -13.609 -39.209
GBPTRY -7145.840 1684.060
GBPUSD -3.702 -0.658
GBPZAR -32.451 1.389
HKDCNH -95.072 -95.072
HKDJPY -12.598 -14.978
KAUCNH -97.548 4.627
KAUUSD -1842.499 731.847
MXNJPY 0.000 0.000
NOKJPY 0.021 -3.119
NOKSEK 1.497 -10.624
NOKSGD -18.492 -18.492
NZDCAD -2.287 -3.243
NZDCHF 1.613 -4.656
NZDCNH -84.467 -103.727
NZDJPY 1.929 -7.632
NZDSGD -15.018 -19.418
NZDUSD -3.890 0.994
PLNJPY -3.726 -3.726
SEKJPY -0.883 -2.039
SGDJPY -11.115 -17.145
TRYJPY 1.615 -4.905
USDAED -3.040 -3.040
USDCAD 5.776 -8.276
USDCHF 5.454 -11.239
USDCNH 30.245 -61.405
USDCZK -18.230 -18.230
USDDKK -16.808 -103.108
USDHKD -42.596 -106.596
USDHUF -55.601 -9.601
USDILS -1.766 -1.766
USDJPY 5.010 -19.753
USDMXN 0.000 0.000
USDNOK -48.651 -48.106
USDPLN -43.202 -36.982
USDRUB -235.254 -235.254
USDSAR 0.000 0.000
USDSEK -21.770 -143.938
USDSGD -8.740 -29.840
USDTHB -283.725 -283.725
USDTRY -4522.715 1883.395
USDZAR -194.972 62.628
XAGEUR -6.254 -1.054
XAGUSD -9.197 2.763
XAUAED -217.853 80.698
XAUAUD -93.070 52.000
XAUCNH -338.821 -10.321
XAUEUR -49.297 -3.227
XAUGBP -54.394 24.436
XAUJPY -36.585 -8.461
XAUTRY -25370.726 6051.074
XAUUSD -61.785 38.965
XPDEUR -2.756 -22.222
XPDUSD -14.048 -15.008
XPTEUR -75.159 -91.345
XPTUSD -96.315 -97.395
Latest update was at 14/11/2025
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HOW DO I CALCULATE ROLLOVER & SWAP FEES?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD

If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT4 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT4 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT4 as 30 (3*10). 

In the event of a holiday, the value dates roll in line with market convention.


If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT4 points (10pts/day). We quote “13.33” as MT4 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Frequently asked questions

What do rollover costs mean?

The financing cost for your CFD trade is referred to as ‘rollover.' This is the interest paid depending on the size of the position and for holding a position at 23:59 server time (server time is New York time). For index CFDs, any dividend adjustments issued are included in the rollover amount as well.

The formula for trading costs is as follows:

Closing Price of the Index * the interest rate / 100 / Number of Days +/- Dividends * Trade Size.

Pay attention to open positions on Fridays. If you hold a position over the weekend, the rollover is 3 times as you’ll be unable to close a position until the markets open on Monday AM.

To avoid rollover charges, make sure to close any open positions before 23:59 server time (server time is New York time).

A pip, short for ‘point in percentage’, is a very small measure of change in a currency pair in the forex market. It can be measured in terms of the quote or the underlying currency. A pip is a standardised unit for the smallest amount by which a currency quote can change. It is usually $0.0001 for USD-related currency pairs. A fractional pip or point is equivalent to 1/10 of a pip. There are 10 points to every 1 pip.

The basic contract unit of the Retail Foreign Exchange is called a ‘lot’.

The standard lot size is 100,000 units of the base currency (1st currency in the currency pair), however you can also trade multiples or fractions of lots. The minimum at Equiti is 0.01 lot.

Example: Buying 1 lot on the GBP/USD market is the equivalent to buying £100,000 and selling the equivalent amount of USD at the current rate.


Lot Size              Units of base currency (First currency)


1                            100,000


0.1                         10,000


0.01                       1,000

We offer leverage through the use of margins, where we provide borrowed funds from our deep liquidity pool to increase your trading position. This means traders can increase their market exposure by paying a fraction of the initial investment. In practice, 1:20 leverage means you can invest $10 and trade with $200 - allowing for higher potential gains AND losses. Make sure you understand your risk appetite. Try to minimise your losses by using stop-loss tools or other risk management strategies.

We offer up to 1:500 leverage on selected products including precious metals, gold, oil & natural gas commodity CFDs.

CFDs or ‘contracts for difference’ are derivative products designed so that you can trade on the price change of an underlying asset.

This means you can trade on the price movements or performance of assets without needing to own them outright - which allows you to go long or short and potentially benefit from either rising or falling markets.

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You can also trade CFD indices such as the US500, UK100, AUS200, China50 & Sing30.


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Different fees may apply to your positions depending on your account type, the symbol you're trading, and other factors.

Admin fees, for example, may apply if your positions are held open beyond the specified grace period. The exact fee will vary based on the symbol you're trading.

For a detailed breakdown of all applicable fees, please refer to the list here.

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