EQUITI FINANCING FEES

Know our financing costs for trading

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

financing fees hero
Symbol Long Short
AUDCAD 1.315 -7.009
AUDCHF 3.717 -7.738
AUDCNH -73.363 -145.883
AUDDKK -22.260 -22.260
AUDHKD -85.453 -134.863
AUDJPY 4.384 -26.828
AUDNZD 1.527 -8.267
AUDSGD -14.044 -26.544
AUDUSD -1.696 -1.957
CADCHF 0.681 -6.423
CADJPY 4.118 -17.496
CADSGD -4.504 -10.224
CHFJPY -18.952 -3.976
CHFNOK -221.078 56.722
CHFPLN -86.713 14.887
CHFSGD -14.557 -4.145
CNHJPY -39.848 -39.856
EURAUD -12.200 4.197
EURCAD -4.103 -2.409
EURCHF 2.482 -8.914
EURCZK -21.939 -21.939
EURDKK -62.931 -80.801
EURGBP -6.499 1.728
EURHKD -93.054 -89.764
EURHUF -34.359 -34.359
EURILS -10.066 -10.066
EURJPY -7.704 -25.668
EURMXN -439.105 36.185
EURNOK -119.571 -3.186
EURNZD -4.558 -2.743
EURPLN -61.002 -15.872
EURRUB -14.070 -14.070
EURSEK -63.640 -72.360
EURSGD -21.404 -29.034
EURTRY -6552.842 1692.158
EURUSD -7.599 1.434
EURZAR -32.791 9.012
GAUCNH -1.133 -0.500
GAUUSD -1.870 0.763
GBPAUD -6.676 -3.776
GBPCAD 4.017 -11.525
GBPCHF 8.674 -13.363
GBPCNH -76.130 -218.230
GBPDKK -38.203 -140.003
GBPHKD -67.272 -163.372
GBPJPY 15.324 -54.154
GBPNOK -80.465 -71.377
GBPNZD -1.084 -20.395
GBPPLN -58.950 -53.850
GBPSEK -60.270 -186.470
GBPSGD -12.702 -37.802
GBPTRY -7269.038 1646.862
GBPUSD -2.776 -2.744
GBPZAR -306.548 -19.248
HKDCNH -92.473 -92.473
HKDJPY -27.850 -30.620
KAUCNH -113.295 -49.955
KAUUSD -1870.181 763.262
MXNJPY -23.002 -28.796
NOKJPY -0.786 -6.486
NOKSEK 0.259 -10.525
NOKSGD -18.515 -18.515
NZDCAD -3.112 -2.991
NZDCHF 1.188 -4.541
NZDCNH -84.266 -114.226
NZDJPY 2.238 -14.952
NZDSGD -15.331 -19.931
NZDUSD -4.064 0.784
PLNJPY -3.836 -3.836
SEKJPY -1.045 -2.190
SGDJPY -20.960 -28.740
TRYJPY 1.994 -10.156
USDAED -4.058 -4.058
USDCAD 4.007 -7.244
USDCHF 4.299 -10.483
USDCNH 37.425 -71.825
USDCZK -30.382 -33.182
USDDKK -22.201 -96.601
USDHKD -39.856 -110.156
USDHUF -60.072 -12.572
USDILS -8.809 -7.809
USDJPY 5.318 -37.932
USDMXN -294.844 -54.844
USDNOK -55.656 -48.403
USDPLN -42.816 -37.976
USDRUB -235.277 -235.277
USDSAR 0.000 0.000
USDSEK -34.676 -133.268
USDSGD -9.224 -27.624
USDTHB -278.410 -278.410
USDTRY -5525.291 779.309
USDZAR -171.927 36.373
XAGEUR -5.247 -7.387
XAGUSD -26.152 -0.493
XAUAED -221.900 85.158
XAUAUD -95.480 51.550
XAUCNH -403.757 -200.117
XAUEUR -55.106 -7.256
XAUGBP -54.401 21.109
XAUJPY -83.606 -21.602
XAUTRY -28820.021 7294.879
XAUUSD -99.767 49.023
XPDEUR -19.687 -18.656
XPDUSD -32.251 -12.911
XPTEUR -65.501 -78.151
XPTUSD -89.745 -86.005
Latest update was at 06/02/2026
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HOW DO I CALCULATE ROLLOVER & SWAP FEES?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD

If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT4 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT4 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT4 as 30 (3*10). 

In the event of a holiday, the value dates roll in line with market convention.


If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT4 points (10pts/day). We quote “13.33” as MT4 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Frequently asked questions

What do rollover costs mean?

The financing cost for your CFD trade is referred to as ‘rollover.' This is the interest paid depending on the size of the position and for holding a position at 23:59 server time (server time is New York time). For index CFDs, any dividend adjustments issued are included in the rollover amount as well.

The formula for trading costs is as follows:

Closing Price of the Index * the interest rate / 100 / Number of Days +/- Dividends * Trade Size.

Pay attention to open positions on Fridays. If you hold a position over the weekend, the rollover is 3 times as you’ll be unable to close a position until the markets open on Monday AM.

To avoid rollover charges, make sure to close any open positions before 23:59 server time (server time is New York time).

A pip, short for ‘point in percentage’, is a very small measure of change in a currency pair in the forex market. It can be measured in terms of the quote or the underlying currency. A pip is a standardised unit for the smallest amount by which a currency quote can change. It is usually $0.0001 for USD-related currency pairs. A fractional pip or point is equivalent to 1/10 of a pip. There are 10 points to every 1 pip.

The basic contract unit of the Retail Foreign Exchange is called a ‘lot’.

The standard lot size is 100,000 units of the base currency (1st currency in the currency pair), however you can also trade multiples or fractions of lots. The minimum at Equiti is 0.01 lot.

Example: Buying 1 lot on the GBP/USD market is the equivalent to buying £100,000 and selling the equivalent amount of USD at the current rate.


Lot Size              Units of base currency (First currency)


1                            100,000


0.1                         10,000


0.01                       1,000

We offer leverage through the use of margins, where we provide borrowed funds from our deep liquidity pool to increase your trading position. This means traders can increase their market exposure by paying a fraction of the initial investment. In practice, 1:20 leverage means you can invest $10 and trade with $200 - allowing for higher potential gains AND losses. Make sure you understand your risk appetite. Try to minimise your losses by using stop-loss tools or other risk management strategies.

We offer up to 1:500 leverage on selected products including precious metals, gold, oil & natural gas commodity CFDs.

CFDs or ‘contracts for difference’ are derivative products designed so that you can trade on the price change of an underlying asset.

This means you can trade on the price movements or performance of assets without needing to own them outright - which allows you to go long or short and potentially benefit from either rising or falling markets.

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You can also trade CFD indices such as the US500, UK100, AUS200, China50 & Sing30.


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Different fees may apply to your positions depending on your account type, the symbol you're trading, and other factors.

Admin fees, for example, may apply if your positions are held open beyond the specified grace period. The exact fee will vary based on the symbol you're trading.

For a detailed breakdown of all applicable fees, please refer to the list here.

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